POLYGRAPH TESTING FOR LIABILITY & INSURANCE CLAIMS
Liability and Insurance Claims account for billions of dollars changing hands as a result of someone’s negligence, carelessness, or deliberate acts. These Claims are also wrought with fraud, and with people trying to beat the system, or to get payouts they are not entitled to. Lie Detector testing can help level the playing field on all sides. Claimants who’s payouts have been denied or delayed can benefit from the added proof of a polygraph exam. Insurance companies can benefit by ensuring the claimants are legitimate. Attorneys can better defend clients against false allegations connected to claims. Here are some examples of Liability Claims types – with sample questions – that could benefit from polygraph testing.
Arson Claims
- Did you start that fire?
- Do you know who started that fire?
- Did you pay anyone to start that fire?
- Were you present when that fire began?
- Did you intentionally alter anything at the fire scene?
- Did you change anything at the fire scene to conceal evidence?
- Did you remove any evidence from the fire scene?
Automobile / Car / Truck Accident Claims
- Did you have a green traffic light at the time of the accident?
- Was the damage to your car there before the accident?
- When you hit the car in front of you, did the other car have brake lights on?
- Did you have any alcohol/drugs within 6 hours prior to the accident?
- Were you driving more than 10 MPH over the speed limit at the time?
- Did you claim a pre-existing injury as part of your accident claim?
- Did you lie about anything in your statement about the accident?
Aviation Accident Claims
- Pilot issues
- Maintenance issues
- Aircraft design issues
Defective Products Claims
- Was your injury caused by something other than the defective product?
- Did you know that product was defective before your injury?
- Did you use that product in some way other than directed?
- Did you follow the product’s instructions when the injury occurred?
- Did you use the product in a way it was not intended to be used?
- Did you falsely report finding a mouse in your cereal?
Medical Malpractice Claims
- In this case, did you fail to adhere to the standards of the medical profession?
- Did you fail to disclose any Treatment errors?
- Did you fail to disclose any Surgical errors?
- Based on the information available at the time, do you believe you provided the most accurate diagnosis?
- Based on the information available at the time, do you believe you provided the most best treatment plan?
Personal Injury Claims
- Did you plan to fall down before the accident took place?
- Did you intentionally cause the accident?
- At the time of the accident, did you only pretend to fall?
- Did you receive your injury prior to the reported accident?
- Did you lie about anything in your statement about the accident?
- Did you accurately report your lost wages following the accident?
Property Damage Claims
- Did you intentionally cause the damage you claim was accidental?
- Does your claim include any pre-existing damage?
- Did you lie about anything in your statement about the damage?
- Did you cause the damage connected to this claim?
Theft and Property Loss Claims
- Were you directly involved in the loss of that missing property?
- Right now could you take me to any of that missing property?
- Do you know what happened to that missing property?
- Did you alter that missing property before it was reported stolen?
- Did you report that property as missing when it was not actually missing?
- Did that missing property belong to you?
- Did you accurately report the value of that missing property?
WORKERS COMPENSATION CLAIMS
- Did you fake your injury so you could receive benefits?
- Did your injury occur while you were working for XXX?
- Did you injury occur during regular working hours?
- Have you worked at any job for pay since your injury?
- Was your injury sustained outside of work?
- Did you lie about anything in your statement about the accident?